Avon Products Inc.
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Power of Micro-Enterprise

All it takes to become an Avon Sales Representative and launch a business is the nominal cost of an appointment fee. These fees vary for each country according to the local economic standards in the more than 100 countries in which Avon operates.  For example, in the U.S. the appointment fee is $10.00, and in the Philippines it is equivalent to U.S. $1.00.

Once appointed, an Avon Sales Representative has flexibility over her schedule and is her own boss, setting the parameters and goals for her business.  For some Representatives, selling Avon is a full-time business. Others sell Avon to supplement income from a full-time job, or for a set period of time to achieve a certain financial goal, such as a child's college tuition or a family vacation.  Depending upon the level of sales, the earnings of an Avon Sales Representative vary from about 20 percent to 50 percent, providing greater incentive and earnings to those who are committed to personal success.

In virtually every market, credit-eligible Sales Representatives do not pay Avon until their customers pay them directly, meaning a Representative does not have to make a cash outlay to cover the cost of her customers' orders. In fact, Avon may be considered among the largest micro-lenders to women in the world, and on any given day the company extends nearly $1 billion in credit.

Avon's business model enables many women, who otherwise might not have access to credit, to pursue and attain their personal financial goals.

"Avon may be considered one of the largest micro-lenders to women in the world"